The minimum liability coverage amounts vary from state to state. For example, in California it’s 15/30/5 ($15,000 maximum payment for injury to one person in an accident, $30,000 maximum payment for all injuries (to multiple people) in an accident, and $5,000 maximum payment for damage to others’ property in an accident), while in Alaska it’s 50/100/25.
If you lease your vehicle, the lessor will most likely require coverage greater than the state minimum (stated in the lease contract). And many drivers choose to purchase more than their state’s minimum coverage to protect themselves to a greater degree.
