The declarations page—the part of your policy that provides key details about your coverage—includes your limits (maximum amounts paid if you file a claim). The amount of your liability coverage—the part of your insurance that kicks in if you injure someone or damage their property in an accident you cause—is expressed as three numbers.
The first indicates the maximum amount, in thousands of dollars, that the insurance company will pay for injuries to one person in an accident. The second number indicates the maximum amount it will pay for all injuries to more than one person in an accident (whether there are two injured people or five). The last number indicates the maximum payout for repair or replacement of others’ property.