How do I get something taken off my credit report?

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How do I get something taken off my credit report?

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Editorial Staff · Answer 1 · 2020-10-10T15:48:08+0000

That depends. If it is actually something from your past reflected accurately, you will have to contact the lender and settle up and then likely just have to wait it out until it disappears from your credit report and stops affecting your credit score. If it is an error, you should contact the reporting credit bureau by using the following methods: