There are several options, but a popular choice is the snowball method. This means that you pay just your minimum payment on all but your smallest debt, onto which you put the biggest payment you can possibly make each month. Once the smallest debt is paid off, take the larger payment you were making on it and apply it to your next smallest debt, on top of the minimum payment to that you were making each month. Once that debt is paid off, go to your next smallest debt, with all the monthly funds you were using on the previous two, plus the minimum. Keep doing this, letting the large payments snowball until you’re paying off your largest debt with huge payments every month.